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Housing

VA Home Loan Guaranty

No-down-payment, no-PMI home loans for eligible veterans, service members, and surviving spouses.

The VA Home Loan Guaranty program helps veterans buy, build, or refinance a home with favorable terms not available to civilians: no down payment for most borrowers, no private mortgage insurance, competitive interest rates, and limits on closing costs. Get your Certificate of Eligibility (COE) at VA.gov, then work with a VA-approved lender.

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